Frequently asked questions

How do I apply for financing through Flex Pay Monthly?

When you're ready to book your trip, you'll see the option to select "Pay Monthly" as your payment method on the travel provider's website. Once selected, you'll then submit a quick and easy application to check your rate.

Is there a penalty for paying off my loan early?

There is absolutely no penalty for paying off your loan early.

Do I apply before booking a trip?

Yes. When you are ready to book your trip, you can apply for a loan through Flex Pay Monthly as part of the checkout process on the travel provider's website.

How is my loan offer determined?

Many factors are considered when an application is submitted, including your credit information, trip details and more.

Can I travel before paying off my loan?

Yes. Once you have confirmed your loan and booked your trip, you are free to travel anytime--even before you have paid off your loan.

How can I see the total cost of my loan?

When you check your rate for Pay Monthly, the total cost of your loan can be viewed on the Truth in Lending Disclosure, which is available when you receive an offer.

Got more questions

Please refer to your contract, terms of conditions for further information or visit upgrade.com/terms